Title Insurance FAQ


Title Rite Services, Inc. wants to educate our clients. Knowing that buying a home may be the biggest investment a person will ever make, you need to protect your investment. Make sure you have the right professionals working for you. Here are some things you need to know.

Why do you need Title Insurance?
Getting title insurance is one of the standard steps home buyers take before closing on a home purchase. Title insurance is crucial for a home buyer because it protects you and the lender from the possibility that your seller doesn’t — or previous sellers didn’t — have free and clear ownership of the house and property and, therefore, can’t rightfully transfer full ownership to you. Even though the chance of calling on the insurance for coverage is relatively low, the value on what you stand to lose if you go without coverage is high — you could, in fact, lose the house itself.

Do you know the consumer (buyer/borrower) in the State of Maryland has the right to select his or her own title company?
The consumers have the right to choose their own title company. There is no requirement to use a specified title company.

Do you know comparing title company fees can save money?
Title Rite Services, Inc.’s fees are very competitive. We will provide you a quote and also help you in understanding how to compare fees with other title companies.

Do you know there are discounts on title insurance premiums, and do you know how to obtain these discounts?
The consumer may be entitled to discounts on title insurance premiums by obtaining the existing owner’s title insurance policy.

Do you know we will travel for settlement at no extra charge to make the settlement location convenient to all parties?
Title Rite Services, Inc. has traveled to closings since 1995. We believe closing should be convenient to all parties. We will travel to the lender’s office, the realtor’s office, and even to a client’s home at no extra charge.

Do you have experienced professionals available to answer questions? Before, during and after settlement?
Title Rite Services, Inc.’s staff is experienced and professional. If at any time, you have a question, we are here to help find the answer. You will never hear from someone at Title Rite Services, Inc. that only “one” person can handle the situation. Everyone in the office is well versed on the process and the systems in the office which make our company work so well.

Title Rite Services, Inc. wants you to know that we are always here to answer your questions. If we do not know the answer, we will do our best to find the answer or refer you to someone who can help.

In this busy industry, we still believe in customer service and the customer always comes first.

Below are important documents for your convenience!